Don’t Miss These Benefits of a Free PSECU Checking Account

Even if you don’t write many checks, a checking account is still one of the most useful financial accounts you can have, providing easy access to your cash and the ability to manage your day-to-day financial transactions.

With a checking account playing such a big role in handling your finances, it’s important to choose one that’s set up to benefit you. And that’s just what we offer.

We make checking simple. Instead of overwhelming options and cluttered fee schedules, we offer one free checking account. There are no monthly fees, no complicated rules, and no hidden charges.

But that’s not all – our free checking accounts offer several benefits, including:

• Surcharge-free ATMs. As a PSECU member, you have access to a network of 30,000+ surcharge-free ATMs across the country, so there’s likely one close to you.

• ATM rebates. In a rush and don’t have time to find an in-network ATM? No worries. If you use your PSECU debit card at an out-of-network ATM and get charged, we’ll rebate fees on withdrawals up to $20 per month with direct deposit and up to $8 per month without.

• FREE checking. No monthly, maintenance, or minimum balance fees. So you keep more of your money where it belongs – with you.

• Debit card rewards. You can earn $.05 or $.10 on eligible purchases* when you pay with your PSECU debit card.

• Free Overdraft Protection Transfer Service. If your checking account doesn’t have enough money to cover a check or ACH transaction, our free Overdraft Protection Transfer Service allows funds from another PSECU account you choose to be transferred over to cover the deficient amount, with no PSECU fees. You can also choose your PSECU credit cards as overdraft transfer options. 

And if you know us, you know we’re a digital-first credit union. This means that on top of all these great benefits, you’ll have convenient 24/7 access to your money through our mobile app and recently upgraded online banking platform. Plus, you’ll receive a contactless debit card so you can simply tap for a faster way to pay.

Ready to get started with a free checking account? 

Open a Checking Account Today

*You can earn $0.10 cash rewards on eligible purchases of $10 or over with a PSECU checking account and one or more qualifying monthly direct deposit(s) totaling at least $500. You can earn $0.05 cash rewards on eligible purchases of $10 or over for accounts with a PSECU checking account. Certain restrictions may apply. See the Visa^® Debit Card Rewards Program Terms and Conditions for full details.